Thinking of microfinance in the EU framework: regulatory challenges

The paper investigates microfinance framework at Community law level. Drawing a comparison with international background, it is examined the organization of microcredit service providers as well as user-provider contracting relationship. Provided financial inclusion as rational of microfinance, the analysis maintains that there is a microcredit standard to deal with and it is so heavily characterizing microfinance business that inclusive objectives becomes legally relevant in user-provider contractual relationship as well as in corporate structure of service providers.