This chapter analyses the title III of the 2015 Payment Services Directive (so called, PSD2) and covers the duties of information in the contracting relationship between the payment service provider (PSP) and the payment service user, either consumers or traders. Concerning transparency rules, there is no remarkable difference between the 2007 and the 2015 PSD. The transparency rules aim to promote competition among payment service providers, providing the users with the same level of information, in order to let them “make well-informed choices and be able to choose freely within the Union”. In addition, to enhance efficiency, the PSD2 established that the information should be proportionate to the needs of the users: this is the reason why the Title III has made a distinction between the duties of information in the single payment transaction contracts and in the framework contracts. © The Editors and Contributors Severally 2021.

Esamina la disciplina della trasparenza contrattuale nei contratti di prestazione di servizi di pagamento

Gimigliano, G. (2021). Title III. Transparency of conditions and information requirements for payment services. Chapter 1, General rules (arts. 38-42), Chapter 2, Single payment transactions (arts. 43-49), Chapter 3, Framework contracts (arts 50-58). In G. Gimigliano, M. Božina Beroš (a cura di), The Payment Services Directive II: A Commentary (pp. 103-120). Edward Elgar.

Title III. Transparency of conditions and information requirements for payment services. Chapter 1, General rules (arts. 38-42), Chapter 2, Single payment transactions (arts. 43-49), Chapter 3, Framework contracts (arts 50-58)

Gimigliano, Gabriella
2021-01-01

Abstract

This chapter analyses the title III of the 2015 Payment Services Directive (so called, PSD2) and covers the duties of information in the contracting relationship between the payment service provider (PSP) and the payment service user, either consumers or traders. Concerning transparency rules, there is no remarkable difference between the 2007 and the 2015 PSD. The transparency rules aim to promote competition among payment service providers, providing the users with the same level of information, in order to let them “make well-informed choices and be able to choose freely within the Union”. In addition, to enhance efficiency, the PSD2 established that the information should be proportionate to the needs of the users: this is the reason why the Title III has made a distinction between the duties of information in the single payment transaction contracts and in the framework contracts. © The Editors and Contributors Severally 2021.
2021
978 1 83910 567 8
Esamina la disciplina della trasparenza contrattuale nei contratti di prestazione di servizi di pagamento
Gimigliano, G. (2021). Title III. Transparency of conditions and information requirements for payment services. Chapter 1, General rules (arts. 38-42), Chapter 2, Single payment transactions (arts. 43-49), Chapter 3, Framework contracts (arts 50-58). In G. Gimigliano, M. Božina Beroš (a cura di), The Payment Services Directive II: A Commentary (pp. 103-120). Edward Elgar.
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Utilizza questo identificativo per citare o creare un link a questo documento: https://hdl.handle.net/11365/1125995